Voluntary Supplemental Insurances
Eligible full-time faculty/staff are offered the option of electing a variety of voluntary, supplemental insurance plans.
AFLAC
For questions about these Aflac plan, please call 1-800-433-3036 or visit aflacgroupinsurance.com.
Individual Accident Insurance
Accident insurance pays benefits directly to you (unless otherwise assigned) if you suffer a covered injury such as a fracture, burn, ligament damage, or concussion. Benefits are paid even if you have other coverage.
Critical Illness Insurance
Critical illness insurance pays a lump sum benefit directly to you (unless otherwise assigned) if you are diagnosed with a covered illness that meets the plan criteria, such as a heart attack or cancer. The benefit is paid in addition to any other insurance coverage you may have.
Individual Supplemental Short-Term Disability Insurance
Supplemental short-term disability insurance pays monthly benefits if you are unable to work due to a non-occupational injury or sickness. Benefits begin after a 7-day elimination period for a sickness or a 0-day elimination period for an accident, and continues for up to 3 months.
Individual Hospital Indemnity Insurance
Receive payments to cover the cost of a hospital stay. This insurance pays directly to you (unless otherwise assigned) if you are admitted into a hospital for care or childbirth. Benefits are paid even if you have other coverage. You receive a benefit when you are admitted and then an additional benefit based on the number of days you are confined to the hospital. The benefit increases if you are admitted and confined to an intensive care unit or inpatient rehabilitation.
Accidental Death & Dismemberment Insurance
This accidental death & dismemberment insurance provides an additional benefit where assigned beneficiaries will receive a designated amount from the insurance provider upon the accidental death or dismemberment of the insured person.
Supplemental Term Life Insurance
This supplemental term life insurance provides the insured with additional life insurance where assigned beneficiaries will receive a designated sum of money from the insurance provider upon the death of the insured person.
UNUM
For questions about this UNUM plan, please call 1.800.227.4165 to speak with an UNUM representative.
Long Term Care Insurance
This long term care insurance provides the insured with assistance covering costs related to long term care; such as, assisted living/nursing home, home health aide, and more.
**Please note: Unum is no longer accepting new enrollments on this policy as of February 1, 2026.
Learn more about this UNUM plan.
